Date: 7 months ago   Category: Society

Russians owed billions of rubles on a mortgage


The volume of overdue mortgage loans in Russia reached 63,7 billion rubles by the beginning of September, it is 8,25 percent more, than the previous year. It is written by Izvestia. The volume of the issued loans in a year by September 1 of the 2017th grew by 65 percent, their quantity — for 51 percent. The average sum of a loan increased by the beginning of 2018 by 8 percent. Record month on delivery of a mortgage there was an August during which 126,6 thousand housing credits were issued. As the chief analyst of "BKS of Premieres" Anton Pokatovich told the edition, the mortgage remains to one of the most safe segments of the market of crediting in Russia. The delay on consumer loans reaches 9,25 percent from delivery, on housing — 1,2 percent, he noted, having specified that the total amount of mortgage debts in Russia is 6,5-7 percent of GDP. Pokatovich added that mortgage programs in Russia are focused on solvent clients therefore mass non-payments are improbable. Earlier the Central Bank of Russia increased risk coefficient on a mortgage with the first contribution less than 20 percent from the amount of transaction — since September 1 the indicator is 200 percent from the loan sum. The high coefficient of risk does issuance of credits less favorable to bank. It is more than important news in Film of Day Telegram-channel. Subscribe!

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