Date: a month ago   Category: Winter

Mortgage debts of Russians recognized as hopeless


A half of all back payments on a mortgage in Russia can be considered hopeless debt. Such information contains in materials of analysts of the Talan company (is at the disposal of Lenta.ru). To bad debts, note in the company, the delay on the housing credits of 90 days and belongs above. Another 42 percent of debts on a mortgage as of November of the 2018th are classified as a technical delay — the term of nonpayments on them doesn't exceed 30 days. Countrywide the share of the overdue credits doesn't exceed two percent from given out, have counted in Talan. Most of all debtors on a mortgage among all territorial subjects of the federation, according to analysts of the company, are recorded in Moscow, Karachay-Cherkessia, Chechnya, Altai and Buryatia. "The high share of delay in Moscow is connected with poor quality of borrowers from other regions getting housing in the capital — it is noted in materials. — In the national republics of a delay on the credits are caused by the general low level of income of the population". The most qualitative mortgage portfolio from delay shares less than 0,5 percent is observed in the Oryol and Tambov regions, the Nenets and Chukchi autonomous areas, in the Republic of Crimea and the city of Sevastopol. According to the mortgage Дом.рф regulator, from January to September, 2018 in Russia more than one million mortgage loans for the sum of 2,07 trillion rubles have been issued. It became an indicator, record for all history of the market. It is more than important news in Film of Day Telegram-channel. Subscribe!

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