Date: 2 months ago   Category: Accident

Chances of Russians of receiving a mortgage are defined


To dare to serve a mortgage loan, spending for this no more than a third of the income, more than 40 percent of the Russian families can. TASS with reference to the chairman of the board of DOM bank reports about it. Russian Federation Artemas Fedorko. "The mortgage portfolio [the Russian banks] continues to grow at sure rates, growth rates this year will remain at the level of 25 percent a year. Availability of mortgage lending in Russia is high (...) already now more than 40 percent of families are able to afford to take a mortgage and to serve a mortgage loan" — Fedorko noted, having added that such indicator corresponds to the level of Germany, Canada and the USA. For realization of the task of growth of a share of families put by the president which can use an available mortgage it is necessary to issue annually 2.3 million mortgage loans, Fedorko said. "[for this purpose] the mortgage portfolio has to grow about the current 6.9 trillion to about 18-20 trillion rubles by 2024, that is, almost three times. We see that banks in general are ready to it" — he added. Before analytics of the Metrium company published data of the report according to which indicators on delivery of a mortgage in the first quarter 2019 were much more modest than results of the same period of the 2018th. According to the company, from January to March, 2019 to Russians approved 68 percent less credits, than the previous year. According to the mortgage agency "Mir", for January, 2019 only seven percent of the Russian families are able to afford improvement of living conditions on own means or with attraction of the housing credit. At the same time not less than 60 percent of households in the country need such improvement. What occurs in Russia and in the world? We explain on our YouTube channel. Subscribe! ***

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